RaboResearch - Economic Research

Economic Report

Pan-European Pension Product

A review of the EC proposal for a Pan-European Pension Product (PEPP). We believe a PEPP will be more successful in some countries than others. In the Netherlands we currently see little added benefit for another individual pension product.

Economic Report Dutch version

The new pension contract: still work in progress

The government is currently working on a new regulatory framework for pension funds. The present rules, set out in the Financial Assessment Framework, will be revised due to the introduction of a new pension contract in 2015.

Economic Report

A realistic discount rate

Dutch Minister Kamp of Social Affairs recently announced plans to artificially increase the discount rate used by pension funds to value their liabilities. This Special Report looks at the desirability of the proposed changes.

Economic Report Dutch version

Pension Rollercoaster

The fragile recovery of the funding ratio of the Dutch pension funds in the aftermath of the credit crisis has already been thwarted. The financial position of pension funds are deteriorating rapidly.

Economic Report Dutch version

Pension agreement for the future

A year after signing the agreement in principle on the future of the Dutch pension system, the social partners approved the final draft of the pension agreement on 9 June 2011. Reform of the Dutch pension system is inescapable.