RaboResearch - Economic Research

Rabobank’s guiding principle and main objective is to serve the interest of its customers. We are committed to providing them with added value and one of the ways we accomplish this aim is by offering the highest quality financial services tailored to each customer’s individual needs. Based on integrity and mutual respect.

Integrity and respect are central to all our operations

1. Rabobank is bound by the 2001 Personal Data Protection Act and subscribes to the ‘Gedragscode Verwerking Persoonsgegevens Financiële Instellingen’ (Code of Conduct for the Processing of Personal Data by Financial Institutions), which was developed by the Netherlands Bankers’ Association and the Dutch Association of Insurers. This Code of Conduct sets out in full the statutory protection of customers’ personal data. You can request a copy of the Code from the division of Rabobank with which you do business or download a copy from this website.

2. Rabobank uses the personal data you provide in order to advise you as best as possible on its products and services. Your personal data are available to all divisions of Rabobank, in order to ensure that the advice or service we provide matches your needs as much as possible. The internal and statutory regulations related to the exchange of personal data apply in full throughout this process. We also use this information to prevent, detect and control fraud and money laundering. If you do not wish to receive any information about our products and services, please inform the division of Rabobank with which you do business.

3. Rabobank processes your personal data with the utmost care, using only the data we need to provide the best possible services. Insofar as this does not arise by operation of law or as part of the obligations we have undertaken towards you, we will not provide any personal data to third parties without your permission.

4. When dealing with insurance requests, certain divisions of Rabobank also process personal medical data. This is conducted under supervision of medical advisers, who evaluate requests related to the approval and payment of life insurance, occupational disability insurance and related financial services. By virtue of their duty of confidentiality, medical advisers are bound to secrecy and may not disclose your medical information to third parties.

5. You have the option of viewing your personal data and may make corrections if necessary. You may request an overview of your data by writing to the division of Rabobank with which you do business.

6. This Privacy Statement applies primarily to the following Rabobank Group divisions:

  • The local Rabobanks
  • Rabobank (trade name of Coöperatieve Rabobank U.A.)
  • Rabohypotheekbank N.V.
  • Rabo Groen Bank B.V.
  • Rabo Financieringsmaatschappij B.V.
  • Rabo Herverzekeringsmaatschappij N.V.
  • Rabo Vastgoedgroep (including Rabo Bouwfonds Holding N.V., Bouwfonds Investment Management B.V., Bouwfonds Property Development B.V., Rabo Eigen Steen Holding B.V., and FGH Bank N.V.)
  • Subsidiaries of local Rabobanks, including estate agents’ firms and insurance brokers;
  • De Lage Landen International B.V.
  • Schretlen & Co. N.V.
  • Obvion N.V.
  • Orbay B.V.

Cookies

The relationship with you is the top priority at Rabobank. This Rabobank website uses cookies in order to be able to provide you with optimum service. Cookies are used to provide certain features on the website and to provide greater ease of use for you.

What are cookies?

Cookies are small, simple text files that we store on your computer, tablet or mobile phone when you visit our website. These text files contain information about your website visit and will be retrieved and read the next time you visit the website with the same device. This way, the website can recognize your device.

Which cookies can be distinguished?

  • Cookies that are set by this site to identify actions of visitors on the site. The following cookies can be stored: ASP.NET_SessionId and cookies with the names of the paths of the URL’s of the publications on which the visitor has given feedback.
  • Cookies that are set via this website by Google Analytics to track how users use this website so that we can optimize the site. The following cookies are set: __utma, __utmb, __utmc and __utmz.
  • Cookies that may be sent directly by third-party website YouTube (part of Google) as we embed YouTube videos.  These cookies are only set after the user clicks on a video. See more information at the links below.

Safe and confidential

Safe and confidential

The cookies of this site will not contain any personal information that others could read and understand.

Google Analytics is set that no specific IP addresses will be recorded. Furthermore, the Google Analytics Data Processing Amendment is accepted. In this way, Google confirms itself regarding analytics to the European Data Protection Directive. Also, Google is set that Analytics data of this site will not be shared with Google.

The cookie and privacy policy of Google for Google Analytics and YouTube is available at:
https://www.google.nl/intl/en/policies/technologies/cookies/
and
http://www.google.nl/intl/en/policies/privacy/

How to disable/delete cookies in your web browser?

If you do not want to receive cookies, you can change the settings in your browser so that it notifies you when cookies are sent to it, or you can refuse cookies altogether. You can also delete cookies that have already been set. Please refer to your web browser's help section for specific instructions. Please note that some parts of our website may not function properly if you reject or disable future cookies.